Were the holidays hard on your wallet? Or maybe it is one of your New Year’s Resolutions to get a better hold on your finances…

Well, take a look at CPCC Library’s Delicious page for some assistance with all things Personal Finance!

All of these websites are listed on our Delicious page under the Personal_Finance tag.

Get a general overview of personal money management on the Practical Money Skills for Life page. “Visa has partnered with leading consumer advocates, educators, and financial institutions to create the Practical Money Skills program.” In the Educators tab there are free lesson plans for all age groups- also available are several free downloadable PDFs and brochures on various topics in the Resources tab. As well as several very useful calculators to calculate mortgages, calculate how to budget for gift giving, even a calculator to determine how much you need to save for how long to have a million dollars.

Need to create a budget? From the very straightforward one on the Kiplinger’s page to budgeting tools that link to your online banking accounts. We have bookmarked several web pages that offer budgeting tools.

And whether you want to use an online budgeting form or print one out- there are several pages to choose from. Print out a free budget form from PearBudget or let Wesabe keep track of all your incomes and expenditures for you online. All of these are located in the Personal_Finance or under the Budget tag.

Do you learn better by watching a video? Take a look at the MonkeySee site. They offer videos on several relevant personal finance topics, from coupon use to estate planning.

Want a plan for financial fitness boiled down to ten steps? Visit the Wellness Council of America’s page which offers “10 steps to Financial Wellness”. It also includes a Debt-to-Income ratio formula.

Whatever your plans and hopes are for 2010 your CPCC Library is here to help! Happy New Year and we look forward to assisting you this year and beyond!